Examining the Impact of User Satisfaction, Loyalty, and Word-of-Mouth on UPI Adoption Among Young Consumers: A Case Study of the Delhi Region. International Journal of Emerging Research in Arts, Science and Technology, [S. l.], v. 1, n. 4, p. 1–11, 2026. DOI: 10.67715/ijerast.v1i4.20. Disponível em: https://ijerast.com/index.php/ijerast/article/view/20. Acesso em: 30 aug. 2026.